Even if you aren’t working, you may be eligible for the GST/HST credit. If you are 18 years old, make sure you file an income tax return and apply for the GST/HST credit. Your birthday could mean you start receiving the credit in the next quarterly cycle.

Depositing your Universal Child Care Benefit into a separate account in your child’s name is a great way to save money. And the income earned on the account is taxable to your child – not you.

Turning 65 doesn’t mean you can’t contribute into an RRSP. The rules do allow you to contribute to your own RRSP up until the end of the year in which you turn 71, or to your spouse or common-law partner's RRSP. But remember, you will need available contribution room.

If you find some old charitable donation receipts that you forgot to claim in previous years, don't throw them away. Charitable donation receipts can be claimed on your tax return for up to five years.

Disability supports for work or school like optical scanners or sign-language interpretation services may be tax deductible. Keep your receipts and check to see which expenses are eligible.